Finally, you have access to a credit education book written in an easy to ready, color format with the specific goal to keep your attention and help you reach your goals of a brighter financial future. The Real World of Credit offers you current advice on dealing with credit issues brought about by a variety of "e;real world"e; experiences - marriage, divorce, over-spending, child support, bankruptcy, debt settlement and more. We live in two separate world - the "e;perfect world"e; where everything happens as it should and the "e;real world"e; where the credit game often plays us for fools. Learn from a credit expert how to win the credit game and increase your ability to provide a more financially sound future for you and your family. Do you know how to protect yourself from those harassing collections agencies? Should you choose bankruptcy, debt settlement or credit repair? Do not become a victim of the credit industry and the game they play to frustrate you into giving up your consumer rights. Your credit score is a three digit number which virtually controls your financial life. It often determines what you can purchase, drive, where you can live and work. Before you rebuild your credit, you must understand what your credit is and how it controls your life. The Real World of Credit offers you the tools to successfully win the credit game - teaching you how to deal with the problems of the "e;real world"e; and how those decisions you make today will affect you tomorrow.